You must have heard about how banks lend money. Everything is based on as much validation as possible, perhaps everything that can be verified. You have to prove that you are employed, how much you earn, preferably twice and on the official forms of the bank. Next, you have to go through both bank and non-bank registrations, and finally, if you’re lucky, your credit is really approved after a long and exhausting process. But it is another way. Forget about paperwork, there is also a loan, ie an identity card.
A citizen is all I need?
Do you really need to prove anything more than an identity card? No proof of income, no employment contract, you just need nothing more than what everyone really has. Valid ID card, Of course, it depends on each particular company under which conditions they will lend you (currently you must have a stable income). Among those who do not have a problem with loans. Here you can borrow up to 300 000 USD for 84 months. It is, therefore, the ideal loan for cases where you need to suddenly overcome problems with unexpected expenditure. This type of loan is also often called a payday loan, and many clients use it exactly this way, as a means of surviving the period before the money comes. Thanks to the high variability you can use this loan to finance expensive projects such as buying a new garage or rebuilding a house.
What are the other conditions for obtaining?
You don’t have to meet anything special. Richly enough, if you meet the basic conditions. The first is age. You must be between 18 and 65 years old. Another condition is to have at least some income. It may not be too high, but without the income, it just can not. The condition number three is your own bank account in your name – in most cases, even the loan is not paid out on hand. And the last criterion you must fulfill is citizenship.
It’s easy, don’t you think? Most everyone meets these criteria, so it is so easy to get this loan. Another plus is that it doesn’t matter that you have a record in the registry. Such an affair can happen to anyone, just be late to pay for your electricity and you can be entered in the register and you will not even know about it. For banks, a record in the debtor’s register is an almost immediate stop for any loan application. Most non-bank providers, but not strict, it is important for them that you have no debt directly with their company.
Money quickly and easily
And what is the position of most loan-paying companies? Believe that if you are in a hurry for money, which is typical of pre-paying situations, a micro-loan is a great choice for you. After your application is approved, the money is immediately sent to your account, which usually arrives within an hour. However, it depends on your bank and the time of day your application is approved. Later than the second working day, but really the money will not come, just do not worry. The ID card loan is really a quick matter.
The advantage is that this quick loan does not represent a long-term obligation for the borrower. It’s only for thirty days, but you can repay it even sooner. Once you have the money, you will return the debt, including interest, and this is the solution for you. You go on with a clean shield.
Another plus is absolute discretion. Sure, you could borrow from a friend or a member of your family. But why take the lengthy explanation of what you actually need money. Solve your problem quickly and discreetly? No one needs to know that you did not payout and had to borrow. In a small town it’s sometimes very unpleasant when everyone knows everything about you, right?